Pay your fine

Paying a fine

If you have a fine and want to pay it, you can either:

• pay the fine in full, or
• set up a payment plan.

If you want to pay the fine in full, you should pay it by the due date. Usually, a fine must be paid by the due date or within 21 days of being served on you if there is no due date. If you don’t, you will be sent a fine reminder notice and given a further 28 days to pay.

If you can’t pay the full amount all at once, you may be able to set up a payment plan to pay your fine off.

Your options for paying will be set out at the bottom of your fine.

Before you pay your fine, you should be aware of the consequences for your:

• driving record
• criminal infringement record
• demerit point balance
• driver licence.

If you pay your fine, you can still apply for a review or go to court to challenge your fine.

If you need help understanding the consequences of your fine, you should get legal advice.

Payment plans

If you can’t pay your fine in full by the due date, you can apply for a payment plan. This allows you to pay your fine in smaller amounts and over a longer period. You apply for a payment plan at any time.

If your payment plan application is approved, Revenue NSW won’t take enforcement action against you as long as you make your payments.

Revenue NSW must:

• give you their decision in writing, and
• tell you that you can appeal to the Hardship Review Board if your application is rejected.

Fine and fine reminder notices

To set up a payment plan:

• call Revenue NSW on 1300 138 118
• complete a Payment Plan Application – Individual form.

If you already have a payment plan and you receive another fine, you can ask for the new fine to be added to your payment plan. You should do this before the fine becomes overdue and enforcement costs are added to your fine.

For more information, including a copy of the form, see Set up a payment plan on the NSW Government website.

Overdue fines

You can set up a payment plan for an overdue fine:

• online on the myEnforcement Order page on the Revenue NSW website
• by calling Revenue NSW on 1300 138 118
• by completing a Payment Plan Application – Individual form.

Centrepay

If you get a Centrelink payment, such as a pension or Jobseeker allowance, you can apply to pay your fine from your fortnightly payments through Centrepay.

For more information, see Centrepay on the Services Australia website.

To apply to have the repayments deducted from your fortnightly benefit through Centrepay contact Revenue NSW by:

• calling on 1300 138 118
• visit Set up a payment plan on the Revenue NSW website.

Missed payments

If you miss a payment under your payment plan, Revenue NSW may cancel your payment plan. If this happens, you will need to pay your fine in full. If you don’t, Revenue NSW will take enforcement action against you.

For more information, see Revenue NSW enforcement action.

Consequences of paying a fine

Driving and criminal records

If you pay a fine, you are not admitting you are guilty. However, the offence may still be listed on your driving record or criminal infringement record.

A fine won’t appear on your criminal record unless it is a court fine. For more information about fines from court, see Pay your court fine.

A court can use your driving record, criminal infringement record or criminal record to sentence you if you commit any further offences.

For more information, see Driving and criminal records.

Demerit points

If you commit an offence with a demerit point penalty, the points will be added to your driving record.

Demerit points are added to your driving record:

• after you pay the fine
• after a court convicts you of an offence
• after the deadline for applying to go to court has passed - if you didn’t pay the fine or apply to go to court.

To check whether a particular offence carries any demerit points, see Search offences and penalties on the NSW Government website.

To check your demerit point balance, see Check your demerit points on the Service NSW website. You don’t have to pay a fee.

If you get too many demerit points on your driving record, your licence will be suspended, or Transport for NSW (TfNSW) may refuse to renew your licence.

If your licence is suspended, you may be able to appeal if you have a learner or provisional (P1 or P2) licence. If you have an unrestricted licence, you may be able to apply for a good behaviour period or professional driver status.

For more information, see Demerit point suspension.

Licence suspension

Your licence can be suspended if you are caught speeding more than:

• 30 km/hr over the speed limit, and
• 45km/hr over the speed limit.

If you are caught speeding by a fixed or mobile speed camera, Transport for NSW will send you a fine. You will then get a Notice of suspension:

• after you pay the fine, or
• if you don’t apply to go to court.

For more information, see Speeding.

Police can suspend and take your driver's licence on the spot for:

• a serious driving offence causing grievous bodily harm or death
• drive with a prescribed concentration of alcohol (PCA) or under the influence of alcohol (DUI) or drugs
• refusing  do a breath test or give a blood sample
• a street racing or related offence
• an aggravated burnout offence
• speeding more than 45km over the limit (full licence holders)
• speeding more than 30km over the limit (learner or provisional licence holders)
• driving unaccompanied by a supervising driver (a learner licence holder).

For more information, see On-the-spot suspension.

Asking for a review

You can ask Revenue NSW to review a fine if you believe that you should not have been fined or if you think the fine is unfair.

If you pay a fine, in part or in full, you can still ask Revenue NSW to review the fine:

• up to 60 days after the date of the fine – if you paid the fine and didn’t receive a fine reminder notice, or
• until the due date on the fine reminder notice.

For more information, see Request a review.

Go to court

If you pay your fine, in part or in full, you can still go to court to challenge the fine.

You can apply to go to court:

• up to 90 days after the date of the fine – if you paid the fine and didn’t receive a fine reminder notice, or
• until the due date on the fine reminder notice.

If you don't make this decision in time, it may be more difficult to have your matter heard at court.

For more information, see Go to court.

Documents

Last updated: June 2026