The new Credit Law Toolkit has been jointly produced by the Financial Rights Legal Centre and Legal Aid NSW and covers the law as at December 2017. It is aimed at both financial counsellors and lawyers, particularly those lawyers in legal aid offices and generalist community legal centres who do a range of civil law work, but do not necessarily specialise in credit law.
This toolkit is also intended to assist financial counsellors to assist their clients more effectively, but not to replace timely legal advice.
Section 1 of this toolkit is a reference guide which contains an overview of the National Consumer Credit Protection Act and Regulations (the Credit Law).
Section 2 of the toolkit contains problem-solving resources and includes how to guides, sample letters and EDR Guides on a range of financial topics.
Section 3 of the toolkit includes useful reference material, credit law forms and relevant financial hardship provisions of relevant Codes of Practice.